Last updated: June 15, 2026.

Key Information

·Financial Power Services, LLC is the data controller of the Personal Data (as defined below) we process about you in connection with Financial Power Academy ("FPA"), meaning that we determine the means and purposes of collecting, using, storing, disclosing, or otherwise processing your Personal Data. In some cases, such as where services are delivered on behalf of a partner institution or organization, we may act as a data processor as communicated to you.

·We collect the Personal Data set out in the "What Personal Data We Collect" section of this Privacy Notice below, including account registration details such as name and email, details of courses and learning programs you undertake, survey information (where you provide it), identity verification data where applicable, and information about your use of the Site (as defined below) and Services.

·We use your Personal Data for the purposes set out in the "Legal bases and Purposes for Processing your Personal Data" section of this Privacy Notice below. These purposes include providing the Site and Services to you, maintaining the security and performance of the Site, conducting research relating to our educational offerings, sharing information with service providers and business partners, direct marketing, and performing statistical analysis of the use of our Site and Services.

• You have a number of rights that you can exercise in relation to our use of your Personal Data, as set out in the "Your Rights" section of this Privacy Notice below.

You can find information about us and how we collect, use, store, disclose, or otherwise process your Personal Data in each section of this Privacy Notice:

Purpose and who we are

What Information this Privacy Notice Covers

What Personal Data We Collect

Legal bases and Purposes for Processing your Personal Data

How We Use AI

External Links

How we share Personal Data

Retention of Personal Data

Confidentiality & Security of Personal Data

Your Rights

Questions, Suggestions, and Complaints

U.S. State Privacy Laws

International Data Transfer

Changing Our Privacy Notice

No Information from Children Under 13

Purpose and who we are

The purpose of this Privacy Notice is to describe how Financial Power Services, LLC, doing business as Financial Power Academy and also referred to as "FPA" ("FPA," "us," "we," or "our") collects, uses, stores, discloses, and otherwise processes your Personal Data (as defined below), including through our websites, mobile applications (collectively, the "Site"), products, and Services.

Please read this Privacy Notice carefully to understand what we do. If you do not understand any aspects of our Privacy Notice, please contact us at support@financialpower.academy. If you need to access this Privacy Notice in an alternative format due to a disability, please contact us using those same details. Your use of our Site is also governed by our Terms of Use available on www.financialpower.academy. Terms used but not defined in this Privacy Notice can be found in our Terms of Use.

Financial Power Services, LLC is the legal entity that operates Financial Power Academy ("FPA"). FPA is an online education platform that offers courses, programs, and related learning services. Financial Power Services, LLC is the data controller of Personal Data collected via the Site and of certain Personal Data collected from third parties, as set out in this Privacy Notice, unless otherwise communicated to you in connection with a specific program, partner offering, or other arrangement.

What Information this Privacy Notice Covers

This Privacy Notice applies to the Personal Data that we process in connection with your use of our Site and Services. Some of our Site’s functionality can be used without revealing any Personal Data, but for features or Services related to courses, programs, certifications, memberships, coaching, community features, or other educational offerings, Personal Data may be required. In order to access certain features and benefits on our Site, you may need to submit, or we may collect, "Personal Data" (i.e., information that can be used to identify you and which may also be referred to as “personally identifiable information” or “personal information”). Personal Data can include information such as your name, email address, IP address, and device identifier, among other things. You are responsible for ensuring the accuracy of the Personal Data you submit to FPA. Inaccurate information may affect your ability to use the Site, the information you receive when using the Site, and our ability to contact you.

What Personal Data We Collect

We may collect and process your Personal Data:

• directly from you (e.g., when you provide us with account information or you communicate with us),
• from the device(s) you use to access and use the Site (e.g., to track your use of the Site through cookies and similar technologies), and
• from third parties, including affiliates, business partners, etc. (e.g., when you complete third party surveys or interact with third party and/or partner sites).

For us to provide you with our Products or Services, you may be required to provide Personal Data directly to third parties. Please see the section entitled “Personal Data third parties collect from you directly” for more information.

Personal Data we collect directly from you

We may collect your Personal Data directly from you, including the following:

• Identity and Contact Data: such as your name, date of birth, mailing address, email address, and phone number.
• Account Registration Data: if you register for an account on the Site, you may be required to provide us with certain Personal Data including name, email address, username and password. You may also voluntarily provide us with additional Personal Data including when you update or change information for your account.

·Communications with FPA. We may receive and record Personal Data when you send us an email message or otherwise contact us, including through the use of an in-platform messaging or chat feature.

• Product or Service Purchase Information: Information about what Products or Services you have purchased. For more information on payment processing, please see the section on “Personal Data third parties collect from you directly”.
• Information about your interests, preferences and affiliations insofar as they relate to the Product and/or Services that we provide (e.g., when you sign-up for email or account updates).
• The Content of your Communications such as information provided voluntarily in surveys you complete, or in other exchanges with us, including via email or through the use of an in-platform messaging/chat feature with free-text functionality and voice-enabled features (including audio inputs that are transcribed into text). You should not include any unnecessary Personal Data or information of a sensitive nature, whether relating to you or another person, in the Platform’s free-text functionality.
• Education, Career and Skills Information including information about your education, career, skills, interests, goals, and plans, as well as your professional and educational experience and qualifications.
• Demographic Information such as country of residence, gender, and age.
• Other Personal Data you provide: e.g., information you voluntarily provide to us when you participate in our public forums (“Forums”), and/or participate in Content Offerings or other Services on the Site.

In relation to community, discussion, or forum features, please note that you should not include any information of a personal or sensitive nature, whether relating to you or another person, in a post. We may publish information you submit in these areas, including through extensions of our platform that use third-party services, such as mobile applications. Please also reference our Terms of Use and any applicable community guidelines for additional information about proper use of these features.

If you participate in a course or other educational offering, we may collect certain user-generated content, such as assignments you submit, peer review feedback, quiz responses, exam responses, and survey information. You should not include any information of a personal or sensitive nature, whether relating to you or another person, in assignments, exams, or surveys, except for information required to participate in or submit them.

Personal Data we collect from your device(s) as your use the Site

When you visit the Site, we may track, collect, and aggregate information from your device(s) indicating, among other things, which pages of the Site were visited, the order in which they were visited, when they were visited, and which hyperlinks were clicked on. We also collect information from the URLs from which you linked to the Site.

Collecting such information may involve logging the IP address, operating system, and browser software used by each user of the Site. We may be able to determine from an IP address a user’s Internet Service Provider and the geographic location of their point of connectivity. Location data may be used to route your traffic to the nearest regional server to reduce latency and improve your experience.

We may also use cookies, web beacons, and other similar technologies when you visit our Site. For more information on our use of cookies and similar technologies, please refer to our Cookies Policy, if applicable.

We also use session-replay technologies, such as those provided by analytics vendors, who employ software code to record users’ interactions with the Site in a manner that allows us to review user sessions. These replays may capture data such as mouse movements, page visits, network requests and responses, console logs, JavaScript exceptions, and browser performance metrics. These tools help us diagnose usability problems and identify areas for improvement. If FPA offers cookie controls or similar settings, users may be able to manage these preferences through those tools.

Personal Data we collect from third parties

We may obtain your Personal Data from third parties, including the following:

• Text and/or Images on third party sites: We may receive Personal Data when you access or log-in to a third party site, e.g., Facebook, from the Sites. This may include the text and/or images of your Personal Data available from the third party site.
• Survey data: We may receive Personal Data when you provide information in response to a survey operated by a Content Provider.

·Data relating to your use of partner sites: This may include information such as the amount of time spent on the partner site and pages viewed. Partner sites providing course-related tools and services to FPA users may collect non-financial individual-level user data regarding the individual’s use of that partner site while those services are being provided. The partner sites may share that data with FPA for the purpose of improving our Services, the partner site’s services, and the individual’s education experience.

·Account registration / invitation data: When an organization, employer, school, or other partner invites you to join the FPA platform through a team, enterprise, or partner program, FPA may receive Personal Data about you that the organization provides as part of the invitation or sign-up process.

Personal Data third parties collect directly from you

Our third party partners may collect your Personal Data directly from you in relation to our Products and Services, including the following:

·Identity Verification. FPA may offer you the ability to verify your identity for select Services. In order to enroll for these Services, you may be required to provide us or our third-party identity verification vendor with Personal Data such as your name, address, date of birth, a headshot taken using a webcam or device camera, and a photo identification document. Our third-party identity verification vendor may use this Personal Data to generate biometric facial data where permitted by law. If FPA uses identity verification, the retention and deletion periods for such data should be reviewed and finalized based on your operational practices, vendors, and applicable law.

·Third Party Payment Processing. FPA may provide you with the ability to pay for courses, subscriptions, memberships, coaching, certifications, or other Services using a credit card or other methods through third-party payment processing service providers. Please note that our service providers, not FPA, collect and process your financial information in accordance with their own privacy notices.

Legal bases and Purposes for Processing your Personal Data

We set out in this section each of the legal bases under applicable law (including the EU and UK GDPR) that we rely on, why and how we use your data, and the categories of Personal Data we process

How we use AI

We may use artificial intelligence or automated tools for the purposes set out above. If we do, we may use those tools to support course development, personalize learning experiences, improve customer support, enhance search or recommendations, evaluate certain types of submitted work, or improve platform operations.

1.  Support teaching and course creation: Tools may help organize source materials, create draft lesson structures, generate summaries, or assist instructors and staff in preparing educational content for the platform.

2.  Support learning: Tools may help learners study by generating summaries, practice materials, translations, recommendations, or feedback designed to support learning.

3.  Enable assessment and review: Tools may assist with peer review, grading support, feedback generation, assessment creation, integrity review, or identification of potential misuse, where applicable.

4.  Drive chatbots and analysis tools: We may use chatbots, assistants, or analytics tools to support learners, instructors, customer service, and internal operations.

Your Rights and Safeguards in relation to automated decision-making

You have the right not to be subject to a decision based solely on automated processing which produces legal effects or similarly significant effects on you.

Certain Features such as AI Enabled Peer Review may affect the grade you receive on an assessment. In such circumstances, you are able to elect to have a human grader instead. You can also request human review of your grade. You may also have the right to appeal your grade.

If you would like to talk to us about a Feature and how it works, or obtain further explanation of the logic involved with the Feature, please contact us using the details below.

External Links

For your convenience we may provide links to sites operated by organizations other than FPA ("Third Party Sites") that we believe may be of interest to you. We do not disclose your Personal Data to these Third Party Sites unless we have a lawful basis on which to do so. We do not endorse and are not responsible for the privacy practices of these Third Party Sites. If you choose to click on a link to one of these Third Party Sites, you should review the privacy policy posted on the other site to understand how that Third Party Site collects and uses your Personal Data.

How we share Personal Data

Financial Power Services, LLC and any affiliated brands, programs, contractors, and service providers that support Financial Power Academy may share certain resources and functions. As such, your Personal Data may be shared within our organization and with authorized service providers and business partners as necessary to operate the platform and deliver services.

We may share your Personal Data with third parties as follows:

·Service Providers and Contractors. We use third-party service providers, vendors, and contractors to support our activities, including the purposes listed in this Privacy Notice. These providers may have access to Personal Data to the extent necessary to perform services on our behalf, such as hosting, analytics, customer support, email delivery, payment processing, identity verification, credentialing, marketing support, and platform operations.

·Organizational Customers and Program Sponsors. For learners who access FPA through an employer, sponsor, school, nonprofit, association, enterprise customer, or partner program, we may share course progress, completion status, and related analytics or usage information with that organization for purposes such as verifying enrollment, tracking completion of required or optional training, supporting learning and development programs, and generating related reporting.

·Partners. FPA may share Personal Data, including analytics and usage information, with educational, business, technology, or content partners where needed to provide services, administer programs, improve offerings, or for other purposes described in this Privacy Notice.

Instructors: We may share your Personal Data and your performance in a given course, program, or educational offering with the instructor or instructors who taught it, with teaching assistants or other individuals designated to assist with the creation, modification, or operation of the offering, and with the content provider or partner organization with which they are affiliated.

·Content Providers: We may share your Personal Data, including analytics and usage information, with content providers, instructors, coaches, certification partners, and other business partners as necessary to provide courses and related services or where otherwise permitted by law.

Badge / Certificate Issuers: If FPA offers badges, certificates, or other credentials through a third-party credentialing provider, we may share limited personal information, such as your name, email address, and credential-related metadata, as necessary to issue, administer, or display those credentials.

·Government Authorities: We may share your Personal Data with government authorities, regulators, law enforcement, or other public authorities when required by law or legal process, or as otherwise described in this Privacy Notice.

·External Advisors: We may share your Personal Data with attorneys, accountants, consultants, auditors, insurers, and other professional advisors when reasonably necessary to obtain advice, protect our business, or comply with legal obligations.

·Affiliates, Successors, or Acquirers. We may disclose and/or transfer your Personal Data to an affiliate, subsidiary, acquirer, assignee, or other successor entity in connection with a sale, merger, financing, restructuring, reorganization, dissolution, or other corporate transaction involving all or part of our business.

Retention of Personal Data

We keep your Personal Data for no longer than necessary for the purposes for which the Personal Data is collected and processed, to comply with our legal and regulatory obligations, to exercise our legal rights, and to protect ourselves from legal claims. The length of time we retain Personal Data for depends on the purposes for which we collect and use it, the nature of your interaction with us, or as required to comply with applicable laws and to establish, exercise, or defend our legal rights.

Biometric facial data generated as part of the identity verification process is deleted upon successful completion of verification and in any event, no later than 2 years after collection. Other information uploaded as part of the identity verification process, including your name, address, date of birth, and a photo identification document, is deleted upon request and in any event, no later than 2 years after collection.

Confidentiality & Security of Personal Data

We will use industry standard physical, technical, and administrative security measures to keep your Personal Data confidential and secure, and will not share it with third parties, except as otherwise provided in this Privacy Notice, or unless such disclosure is necessary in special cases, such as a physical threat to you or others, as permitted by applicable law. Because the Internet is not a 100% secure environment, we cannot guarantee the security of Personal Data, and there is some risk that an unauthorized third party may find a way to circumvent our security systems or that transmission of your information over the Internet will be intercepted. It is your responsibility to protect the security of your login information. Please note that e-mail communications are typically not encrypted and should not be considered secure.

Your Rights

Depending on where you are located, you may have certain rights in relation to your Personal Data. These rights may include accessing your Personal Data, correcting inaccurate information, choosing whether to receive marketing communications, requesting deletion, or requesting a copy of certain Personal Data. The availability of these rights may depend on your jurisdiction and the nature of your relationship with FPA.

If you would like further information in relation to your rights or would like to exercise any of them, you may contact FPA at support@financialpower.academy or by mail at Financial Power Services, LLC, 17 Tamarack Hill Dr, Poughkeepsie, NY 12603. If you reside or are located in the EEA, UK, Switzerland, or another region that offers similar protections, you may have the right to request that we:

• provide access to any Personal Data we hold about you;
• cease the processing of your Personal Data for direct-marketing purposes;
• update any Personal Data which is out of date or incorrect;
• delete any Personal Data which we are holding about you;
• restrict the way that we process your Personal Data;
• provide your Personal Data to a third party provider of services; or
• provide you with a copy of any Personal Data which we hold about you.

For more information in relation to your rights with respect to automated decision-making please refer to the “How we use AI” section above.

We try to answer every request promptly where possible, and provide our response within the time period stated by applicable law. If you are a resident of a U.S. state that provides additional privacy rights, you may also have rights under applicable state law.

If you request deletion of your Personal Data, we will delete or de-identify Personal Data associated with your account, subject to legal, contractual, security, fraud-prevention, recordkeeping, and operational requirements. Following deletion, some residual information may remain within backup systems, access logs, or other records for a limited period as permitted by law.

Questions, Suggestions, and Complaints

If you have privacy-related questions, suggestions, unresolved problems, or complaints, you may contact FPA at support@financialpower.academy or by mail at Financial Power Services, LLC, 17 Tamarack Hill Dr, Poughkeepsie, NY 12603. You can also find general information about our platform at www.financialpower.academy.

Contact Details: Financial Power Services, LLC, 17 Tamarack Hill Dr, Poughkeepsie, NY 12603; Email: support@financialpower.academy; Website: www.financialpower.academy. Placeholder: Phone number not provided. Placeholder: If you would like a dedicated privacy email address (for example, privacy@financialpower.academy), add it here and use it throughout this Notice.

If you reside or are located in the EEA, UK, Switzerland, or another region that offers similar protections, you may also make a complaint to your local supervisory authority for data protection matters or seek a remedy through local courts if you believe that your rights have been breached.

U.S. State Privacy Laws

If FPA is subject to applicable U.S. state privacy laws, you may provide a separate U.S. State Privacy Laws Notice describing how we process personal information relating to residents of those states and the rights available to them.

International Data Transfer

Our Site is primarily operated and managed on servers located and operated within the United States. In order to provide our products and Services to you, we may transfer your Personal Data outside of the country where you reside or are located, including to the United States. Accordingly, your Personal Data may be transferred to countries that may not provide the same level of protection for your Personal Data. We are committed to protecting Personal Data when it is transferred. If you reside or are located within the EEA, UK, Switzerland, or another region that offers similar protections, and such data transfers occur, we will take appropriate steps to ensure an equivalent level of protection for your Personal Data using lawful transfer mechanisms that apply to our business operations.

Changing Our Privacy Notice

Please note that we review our privacy practices from time to time, and that these practices are subject to change. Any change, update, or modification will be effective immediately upon posting on our Site. We will notify you of any material change to this Privacy Notice by posting a notice on our Site’s homepage for a reasonable period of time following such update or by sending an email to the email address associated with your user account, and by changing the effective date (located at the top of this page). Be sure to return to this page periodically to ensure familiarity with the most current version of this Privacy Notice.

No Information from Children Under 13

FPA is committed to protecting the privacy of children. Any use or access by anyone under the age of 13 is prohibited, and certain regions and educational offerings may have additional requirements and/or restrictions. We do not knowingly collect or process Personal Data through the Site or Services from persons under 13 years of age, and no part of the Site or Services is directed to persons under 13 years of age. If you are under 13 years of age, please do not use or access this Site or Services at any time or in any manner. We will take appropriate steps to delete any Personal Data of persons under 13 years of age that has been processed through the Site or Services without verified parental consent once we become aware of it.